Frequently Asked Questions

Who typically sells a mortgage note?

Mortgage notes are commonly sold by individuals, estates, trusts, or entities that provided seller financing and would prefer a lump sum of cash rather than ongoing monthly payments.

Do I have to sell my entire note?

No. In many cases, note holders may sell either the full note or a portion of their future payments. This allows flexibility based on individual financial needs.

How long does the process take?

Once we receive the details of your note, an initial review is conducted. The overall timeline depends on documentation and transaction specifics.

Is my information kept confidential?

Yes. All information provided is handled discreetly and shared only with parties directly involved in the transaction process.

Who handles the closing?

Closings are coordinated through established third-party professionals such as title companies, attorneys, or servicing firms to ensure accuracy, compliance, and proper execution.

Are there any upfront fees to request a quote?

No. Requesting a quote or having your note reviewed does not obligate you to move forward and does not require any upfront fees.

What types of mortgage notes do you work with?

We focus on residential mortgage notes secured by real property. Each note is evaluated individually to determine suitability.

Am I obligated to sell if I request a quote?

No. Requesting a quote is simply an opportunity to review your options. There is no obligation to proceed unless you choose to do so.

**If you have additional questions or would like to discuss your situation, you’re welcome to request a confidential review.

Below are answers to some common questions mortgage note holders have when exploring liquidity options.